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re: Offering another man a loan in order to help him and his family out..

Posted on 1/12/19 at 7:14 am to
Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17302 posts
Posted on 1/12/19 at 7:14 am to
I had a friend

I had a dollar

I lent my dollar to my friend and now I have neither

Posted by dbuchanon
Member since Nov 2014
19837 posts
Posted on 1/12/19 at 7:20 am to
If the possibility of him not paying you back wont fracture the friendship then go ahead.
Posted by Fourteen28
Member since Aug 2018
1156 posts
Posted on 1/12/19 at 7:47 am to
quote:

It’s sad how many people live paycheck to paycheck,


He probably wasn't paycheck to paycheck until his employer stopped paying him.
Posted by fishfighter
RIP
Member since Apr 2008
40026 posts
Posted on 1/12/19 at 7:49 am to
quote:

In any way is it appropriate for me to offer to loan him a $1000 or something to help get through this period ? Never really ran in to this before so I come to the OT for your abundant wisdom...


Yes.
Posted by CaptainBrannigan
Good Ole Rocky Top Tennessee
Member since Jan 2010
21644 posts
Posted on 1/12/19 at 8:00 am to
quote:

Tell us how we can impeach trump


Cant. The high school grads of the MAGA movement have elected the same crooked politicians to the Senate for the same 20-30 years. That crook Richard Shelby has represented me in the Senate literally my entire life, but somehow he is draining the swamp.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119674 posts
Posted on 1/12/19 at 8:02 am to
You can call it a loan, but when you give money to someone, assume it's a gift, cause they rarely pay it back.
Posted by liz18lsu
Naples, FL
Member since Feb 2009
17350 posts
Posted on 1/12/19 at 8:06 am to
Just give it to him, no conversation. He will either pay it back when he can, or he won't. If you can afford it, you have done a good deed. If you want the money back, don't do it.
Posted by Bryno1960
Off River Road
Member since Aug 2013
2530 posts
Posted on 1/12/19 at 8:14 am to
If you have the money, I say help the family out. Just as others have said, give them the money without the expectation of being paid back. I’ve helped friends out with bills, rent, etc. and never expected anything in return. Good on you if you do.

By the way, the OT is the last place I’d come to for advice on anything.
This post was edited on 1/12/19 at 8:17 am
Posted by FournetteForEver7
Member since Nov 2015
2296 posts
Posted on 1/12/19 at 8:37 am to
Yeah. A $1000 is not really a whole lot even if he decided to,not pay you back.
Posted by IAmNERD
Member since May 2017
19344 posts
Posted on 1/12/19 at 8:39 am to
quote:

but I can't lie and say it wouldn't change what I think about him if he didn't pay me back.

Then you probably shouldn't do it. What if he's not in any position to pay you back even when his pay starts to come back? Then what? You have ruined your friendship with the guy over some money that he didn't ask for and you just assumed he needed and could pay back.

Like others have said, if you want to do it, fine. Just dont expect it to be repaid. If you're not comfortable with that, just drop it.
Posted by Displaced
Member since Dec 2011
32722 posts
Posted on 1/12/19 at 8:41 am to
quote:

1000 is not really a whole lot even if he decided to,not pay you back.

$1000 is a pretty sizeable chunk of change to just kiss bye bye

But ball on, OT
Posted by Tester1216
South Louisiana
Member since Jul 2018
22149 posts
Posted on 1/12/19 at 8:44 am to
quote:

but I can't lie and say it wouldn't change what I think about him if he didn't pay me back.



Sorry, this sounds like you’re doing this for you.
Posted by liz18lsu
Naples, FL
Member since Feb 2009
17350 posts
Posted on 1/12/19 at 8:46 am to
quote:

$1000 is a pretty sizeable chunk of change to just kiss bye bye


Perspective. I remember, in college, I thought "If I can just keep $500 in the bank, I will be happy." Man, how times change. I would easily lose $1K to help someone I know.
Posted by Displaced
Member since Dec 2011
32722 posts
Posted on 1/12/19 at 8:47 am to
quote:

Sorry, this sounds like you’re doing this for you.

That's kinda bullshite.

If the dude is furloughed, he will get paid in full when the shutdown ends.

If the dude takes the money from op, gets paid backpay later, and simply doesn't pay op back, he is just a shitty person who gained a free $1000.

The money can be necessary to help in the short term, but long term the dude is going back to normal.
Posted by Cannon style
Homer,La.
Member since Sep 2018
1582 posts
Posted on 1/12/19 at 8:49 am to
You're a good man. Great gesture
This post was edited on 1/12/19 at 8:53 am
Posted by Displaced
Member since Dec 2011
32722 posts
Posted on 1/12/19 at 8:50 am to
quote:

You're a good man. Great jester



Posted by tigersownall
Thibodaux
Member since Sep 2011
15376 posts
Posted on 1/12/19 at 8:53 am to
Coming from a guy that borrows money a lot. I wouldn’t do it.
Posted by tigerfoot
Alexandria
Member since Sep 2006
56573 posts
Posted on 1/12/19 at 8:54 am to
quote:

It’s sad how many people live paycheck to paycheck, that’s a red flag to not loan the dude money
or he has plenty of money but is disciplined enough to pass on extra activities while he has no income.

Posted by Tester1216
South Louisiana
Member since Jul 2018
22149 posts
Posted on 1/12/19 at 8:55 am to
How is it BS when the guy didn’t come to the OP for a loan in the first place?

The Op does not know anything other than the guy feels he can’t afford to take his daughter to an “event”.

Maybe the guy is just being conservative with his finances until the furlough ends. Is that a bad thing? Is this event that important?

And now the OP says it would change the way he feels about this gentleman if he can’t pay it back.

Unless there’s more to the story, this sounds like it was more about the OP than the other guy.


And if not, I apologize.
This post was edited on 1/12/19 at 8:58 am
Posted by Tester1216
South Louisiana
Member since Jul 2018
22149 posts
Posted on 1/12/19 at 8:57 am to
quote:

It’s sad how many people live paycheck to paycheck, that’s a red flag to not loan the dude money or he has plenty of money but is disciplined enough to pass on extra activities while he has no income.


Thank you

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