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Home Warranty Advice

Posted on 4/10/14 at 8:15 am
Posted by DawgCountry
Great State of GA
Member since Sep 2012
30562 posts
Posted on 4/10/14 at 8:15 am
Knowing that these bastards always opt to repair vs replace, have any of you ever received new AC units through a home warranty when they finally break down? My HSA warranty ends at the end of the month, and I wasn't planning on re-upping it due to the fact that I would keep paying $75 a visit for them to keep replacing parts for an 12 year old unit.

Should I re-up with coverage, or start saving for a new unit? I think I can get 1 more summer out of it. TIA
Posted by ForeverLSU02
Albany
Member since Jun 2007
52148 posts
Posted on 4/10/14 at 8:17 am to
There's probably a max that they will pay towards a new AC and it's probably no where near the cost of a new unit
Posted by BigEdLSU
All around the south
Member since Sep 2010
20268 posts
Posted on 4/10/14 at 8:17 am to
Ding ding ding

ETA honestly I don't know much about their current forms. Several years ago they would pay you a set rate for parts which barely covered their true costs and pay low labor scales.

They do it to keep it affordable for the homeowner, which is a good concept. It's really all about the techs they hire. Not many people like to work for free.
This post was edited on 4/10/14 at 8:20 am
Posted by DawgCountry
Great State of GA
Member since Sep 2012
30562 posts
Posted on 4/10/14 at 8:30 am to
quote:

There's probably a max that they will pay towards a new AC and it's probably no where near the cost of a new unit


basically what i was thinking
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43030 posts
Posted on 4/10/14 at 8:47 am to
Every time I have had a contractor out here, they have always hooked it up and said something terminal needed to be replaced. Warranty Co paid, and it got replaced.

If they are replacing something, you can also pay extra to get higher quality stuff
Posted by bopper50
Sugarland Texas
Member since Mar 2009
9150 posts
Posted on 4/10/14 at 9:15 am to
I have AHS and my AC broke down last year. I have a 5 ton unit. The condenser and another major part were beyond repair. They would have replaced these parts, but I opted to replace everything and my out of pocket was about $2500.00 for a new 5 ton Amana.

So it saved me quite a bit.

They have also replaced my garbage disposal, washing machine, breaker box, etc..

It you want to upgrade the item like I did on the washing machine, then they will mail you a check for the amount they will cover.

I know there are horror stories out there about home warranty companies and maybe one day I will have one, but so far they have done as promised.
Posted by ForeverLSU02
Albany
Member since Jun 2007
52148 posts
Posted on 4/10/14 at 9:24 am to
I had Old Republic home warranty the first year after we bought our house (came with the home). Our bathroom vent went out and they sent some sketchy repair man out to "fix" the issue. It worked for about a month and went out again. They gave me the runaround when I called them about it, which just happened to be around our renewal, and I decided not to renew. I had another electrician come out and look at it and he fixed the issue without a hitch. I called them before I decided not to renew with some questions about the warranty. They would only cover about $1500 to replace a new AC unit.

ETA: My AC went out about a year after I decided not to renew
This post was edited on 4/10/14 at 9:26 am
Posted by Layabout
Baton Rouge
Member since Jul 2011
11082 posts
Posted on 4/10/14 at 9:25 am to
They'll nickel and dime you to death with things that aren't covered like a new plenum and ductwork because the old one doesn't fit the new unit. Dump their sorry asses before they screw you even more.
Posted by SlimCharles140
Member since Dec 2011
1910 posts
Posted on 4/10/14 at 10:00 am to
I had an AC unit replaced by Old Republic. Cost me 100 dollars. Old one went out and dude couldn't fix it so they got me a new one. Middle of July so we had to get a hotel rom one night b/c it took 4 days to get here and 3 was all we could take in that heat. So if you include hotel room I paid 200 for new AC unit. I will always renew my Home Warranty.
Posted by k wilk
Member since Nov 2008
660 posts
Posted on 4/10/14 at 6:30 pm to
quote:

$2500.00 for a new 5 ton Amana. So it saved me quite a bit.


Yeah, but you got an Amana.
Posted by lsuCJ5
Holly Springs, NC
Member since Nov 2012
972 posts
Posted on 4/10/14 at 7:46 pm to
I had my ac got out on my first home and it was covered by old republic. The contractor pieced together a bunch of parts to make it work. I had to stay at my girl friends parents for 4 days. I offered to pay the difference for a new one vs repairs and he said no.
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