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Home Owners Insurance

Posted on 1/28/14 at 4:19 pm
Posted by whodat4ever
Indaboot
Member since Aug 2012
106 posts
Posted on 1/28/14 at 4:19 pm
What companies are writing in Louisians? I need it!
Posted by lsudat10
Lexington, KY
Member since Mar 2010
2742 posts
Posted on 1/28/14 at 4:20 pm to
Where do you live?
Posted by tankyank13
NOLA
Member since Nov 2012
7722 posts
Posted on 1/28/14 at 4:27 pm to
Go with a broker, have them shop for cheapest rate
Posted by tigerman03
Metairie
Member since Jul 2008
3746 posts
Posted on 1/28/14 at 4:30 pm to
As of this summer:

All-State
Farm Bureau
and I contacted a broker for quotes too.

Allstate was the cheapest with the best coverage. Had to group my auto with them, but whatever. They were cheaper than my previous carrier (Farm Bureau) in that department too.

ETA: last time I checked State Farm wasn't writing policies.
This post was edited on 1/28/14 at 4:31 pm
Posted by tgrbaitn08
Member since Dec 2007
146214 posts
Posted on 1/28/14 at 4:30 pm to
Where?

I'm in New Orleans and have southern fidelity. AAA company out of Florida.
Posted by whodat4ever
Indaboot
Member since Aug 2012
106 posts
Posted on 1/28/14 at 4:30 pm to
In Jefferson Parish.
Posted by lsudat10
Lexington, KY
Member since Mar 2010
2742 posts
Posted on 1/28/14 at 4:40 pm to
If you qualify, USAA or Horace Mann will be your best bet.

Farm Bureau might still be writing in Jefferson Parish. Contact a Broker
Posted by Zephyrius
Wharton, La.
Member since Dec 2004
7942 posts
Posted on 1/28/14 at 4:42 pm to
There's a bunch of "little" companies beginning to write homeowners in Louisiana. I think citizens is trying to lessen their exposure so these companies are coming.

I would try and shop with a broker and see what kind of rates you get.

I have Southern Fidelity but have never made a claim. It's been a while since I shopped it and I may try and do that soon.
Posted by whodat4ever
Indaboot
Member since Aug 2012
106 posts
Posted on 1/28/14 at 4:51 pm to
Thanks to everyone!! Big help!!

Posted by ThePoo
Work
Member since Jan 2007
60611 posts
Posted on 1/28/14 at 4:59 pm to
ASI
Bankers
America's
Gulf stream
Access
Lighthouse
Maison
Centauri
Southern fidelity

Many many many more


Be careful with the big name guys in southeast Louisiana they will write split policies with Louisiana citizens And often times dont tell you

Posted by Paul Allen
Montauk, NY
Member since Nov 2007
75219 posts
Posted on 1/28/14 at 5:02 pm to
Geovera
Posted by ThePoo
Work
Member since Jan 2007
60611 posts
Posted on 1/28/14 at 5:04 pm to
There are many many companies that write here, but in Jefferson parish a lot of companies will be closed in an effort to limit exposure
Posted by jguidroz
South Louisiana
Member since Sep 2006
1650 posts
Posted on 1/28/14 at 5:10 pm to
to insurance companies and home owners policies in LA.

It was about hell last year trying to get a policy for my house, between having an older house, a "dangerous" breed dog, and being in LA. It was basically a losing battle.

And frick State Farm. They lost my business when they would only write LA Citizens even though I had a car and house policy with them. They also quoted me one price on my car insurance, then charged me a higher price. frick them.
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
75219 posts
Posted on 1/28/14 at 5:12 pm to
U mad.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 1/28/14 at 5:12 pm to
quote:

USAA
not writing new in Jeff parish
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 1/28/14 at 5:13 pm to
quote:

a "dangerous" breed dog



dangerous owner it sounds like
Posted by LSUtigerME
Walker, LA
Member since Oct 2012
3797 posts
Posted on 1/28/14 at 5:15 pm to
Is this really a limited thing? Are current owners at risk of losing their policy?

I have State Farm and don't recall any trouble when I was shopping around. They are reasonably priced (basically same as Farm Bureau when I shopped), and when my home recently caught on fire, I was more than impressed with their response.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 1/28/14 at 5:15 pm to
quote:

Be careful with the big name guys in southeast Louisiana they will write split policies with Louisiana citizens And often times dont tell you


State Farm is almost exclusively writing citizen with no wind. but you see the state farm logo and think you are covered
Posted by whodat4ever
Indaboot
Member since Aug 2012
106 posts
Posted on 1/28/14 at 5:21 pm to
Here's my deal, I was dropped from State Farm because I made 2 claims within a 3 year period. Had I known I would have been dropped, I would have never made a 2nd claim.

Lesson to everyone--don't make 2 claims within a 3 year period.
This post was edited on 1/28/14 at 5:27 pm
Posted by ThePoo
Work
Member since Jan 2007
60611 posts
Posted on 1/28/14 at 5:23 pm to
Were they storm or wind related claims?
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