Do any of you still hand balance your checkbooks?

why would anyone still do that?

and who still uses checks?

What is a "Checkbook?"

I don't remember the last time I wrote a check, so I don't keep a checkbook anymore.

I enter each deposit or billpay (online or auto-draft) into a spreadsheet. As each item clears, I check it off and the spreadsheet balances the account for me.

I only write about three checks a month. The rest goes on my credit card. The business is on quickbooks. Easy Peasy.

Wife and I use a checkbook app that syncs between both phones.

OT ballers don't need to balance, we all have plenty all the time in our accounts...

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who still has a checkbook?

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1. Rent
2. Very Large Purchases

My landlord doesn't have any way to accept electronic payment set up, so I have to write a check each month. I'd MUCH rather just have automatic bill pay, but his house, his rules.

Think down payments on vehicles and houses. These can easily run over $10k, which is well above the daily limit of most debit cards and the credit limits that a lot of people carry around with them. Of course, these are rare and a cashier's check would be perfectly serviceable, but if you're able to just write a personal check, well, that works, too.

So, not many reasons to use them, but things like this are why people still have them.

Of course, I don't balance because I write precisely one check a month and can find if it cleared or not and I'm sure as hell not going to forget stroking a five figure check.

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and he is a dog so isn't telling anyone

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This you and your dog?

My dad still does this. They are 68 and JUST got a debit card. I did until halfway through my freshmen year of college. Then i was just fricked up and broke all the time.