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Did You Ever Live Paycheck to Paycheck?

Posted on 1/24/23 at 3:16 pm
Posted by SaintlyTiger88
Louisiana
Member since Apr 2013
1981 posts
Posted on 1/24/23 at 3:16 pm
I’m sure a lot of you may have experienced this at some point, but how many of you had a time where you lived paycheck to paycheck? What was life like for you during that time? How were you able to get out of that cycle?
Posted by Jameson2954
Member since Mar 2022
657 posts
Posted on 1/24/23 at 3:17 pm to
Yes.

-over 70% of the OT
Posted by AUriptide
Member since Aug 2009
7339 posts
Posted on 1/24/23 at 3:18 pm to
Yes.

I remember only having $20 in my bank account after paying bills. Would hold bills until my paycheck hit and then mail them.

$5 Little Caesars pizza was a big treat at the time.
This post was edited on 1/24/23 at 3:20 pm
Posted by cgrand
HAMMOND
Member since Oct 2009
38804 posts
Posted on 1/24/23 at 3:19 pm to
from my teens into my 40's
Posted by SpotCheckBilly
Member since May 2020
6478 posts
Posted on 1/24/23 at 3:19 pm to
Sure.

Just keep working, get raises, promotions, start off on your own. Work hard and at least semi-smart and you will get past that if you also live frugally.
Posted by GreatLakesTiger24
One State Solution
Member since May 2012
55643 posts
Posted on 1/24/23 at 3:20 pm to
not really. my parents helped me in college and i had a couple thousand saved up upon graduation. once my signing bonus cleared, i never had to worry about being able to pay a bill on time or anything like that .
Posted by bulldog95
North Louisiana
Member since Jan 2011
20721 posts
Posted on 1/24/23 at 3:20 pm to
Wasn’t bad learned how to budget good and how to be thrifty at times.

Was still able to take kids to Disney every other year and also on weekend trips here and there.

Less eating out and more cooking at home. Didn’t own the latest I-phone every year.

Drove a 10 year old car but ex wife always had a new car every 4 years or so

It’s was mostly learning what was needed over what was desired
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48556 posts
Posted on 1/24/23 at 3:20 pm to
I think most people probably did when they were young.
Posted by dyslexic
Left field
Member since Nov 2010
6491 posts
Posted on 1/24/23 at 3:21 pm to
When I was in Egypt's land.
Posted by FishinTygah84
LA
Member since Dec 2013
1976 posts
Posted on 1/24/23 at 3:21 pm to
right when i got married. wife (no pics) and i were making about 60k gross, combined. she moved into my apt. we paid rent, utilities, insurance, her lease payment, and groceries and had about $20 left over every 2 weeks. Prayed to God we didn't have an emergency. But we swore we'd never use a CC. Here we are 11 years later, doing really well, she stays at home with the kids and we are debt free minus the house. Thankful for the hard times early on. Made us appreciate where we are today and not take it for granted.

TL;DR- yes, but not anymore. made us thankful for where we are now
Posted by Breauxsif
Member since May 2012
22290 posts
Posted on 1/24/23 at 3:21 pm to
Yes, when I was on active duty with the Army.
Posted by AUFANATL
Member since Dec 2007
3889 posts
Posted on 1/24/23 at 3:22 pm to

Yes. It was stressful, but would have been worse if I had a wife and kids.

It taught me a valuable lesson about saving money and avoiding debt.
Posted by LNCHBOX
70448
Member since Jun 2009
84118 posts
Posted on 1/24/23 at 3:24 pm to
quote:

-over 95% of the OT
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48556 posts
Posted on 1/24/23 at 3:24 pm to
I remember when I was fresh out of college and not making much money yet I had a $35/wk grocery budget
Posted by Bayou_Tiger_225
Third Earth
Member since Mar 2016
10499 posts
Posted on 1/24/23 at 3:25 pm to
Same situation.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36074 posts
Posted on 1/24/23 at 3:26 pm to
Yep, helped teach me how to budget my money too.
Posted by Pax Regis
Alabama
Member since Sep 2007
12936 posts
Posted on 1/24/23 at 3:26 pm to
Unless you’re born to wealthy parents I assume everyone has at least early on.

I was young, single, and didn’t care or notice. Just kept working and advancing. Woke up one day with real money in the bank account. The trick is to keep living and spending like you’re broke. That way you don’t stay broke.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36074 posts
Posted on 1/24/23 at 3:27 pm to
quote:

The trick is to keep living and spending like you’re broke. That way you don’t stay broke.


This....
Posted by CP3forMVP
Member since Nov 2010
14906 posts
Posted on 1/24/23 at 3:28 pm to
When my wife and I first were married sure, not so much anymore. Though we're probably not awfully far off at times.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48556 posts
Posted on 1/24/23 at 3:29 pm to
quote:

Yes. It was stressful, but would have been worse if I had a wife and kids.

My wife and I had a mortgage and 2 kids in daycare when I was in my 20s. We didn't have any money for years.
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