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Car Insurance is unpredictable- Women vs. Men

Posted on 11/7/16 at 4:02 pm
Posted by DupontsCircle
Dupont Circle
Member since Jun 2016
5823 posts
Posted on 11/7/16 at 4:02 pm
I'm a decent driver. But I own a newer sports car (value ~50K-depreciation). I'm also 31, have a job and have a decent driving record.

I've had claims but none at fault in last five years. I've had speeding tickets overturned. Moving violations thrown out of court. I've had a run of good luck.

I carry 1M/1M, with $100 deductible for comp and collision. Max med pay, rental insurance, etc.

My quote through Geico: $600 every 6 mo.


GF is 28: 06 Camry, 250/500, $500 deductible, every else identical, one accident three years ago.

Her quote is $660.


I told her women rate as poor drivers She is not pleased. It's just a matter of when, not if they run into somebody.
This post was edited on 11/7/16 at 5:05 pm
Posted by Breesus
House of the Rising Sun
Member since Jan 2010
66982 posts
Posted on 11/7/16 at 4:03 pm to
Pics?
Posted by DupontsCircle
Dupont Circle
Member since Jun 2016
5823 posts
Posted on 11/7/16 at 4:04 pm to
She's dating me so lower your expectations.
Posted by Harry Caray
Denial
Member since Aug 2009
18648 posts
Posted on 11/7/16 at 4:05 pm to
quote:

She's dating me so lower your expectations.
Posted by jefforize
Member since Feb 2008
44092 posts
Posted on 11/7/16 at 4:06 pm to
600 a month for a decade old 4 door camry?! is her credit score 400?!

that has to be a six month quote I hope
This post was edited on 11/7/16 at 4:07 pm
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58335 posts
Posted on 11/7/16 at 4:06 pm to
Posted by ForeverLSU02
Albany
Member since Jun 2007
52147 posts
Posted on 11/7/16 at 4:06 pm to
quote:

$600 a month.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
140462 posts
Posted on 11/7/16 at 4:06 pm to
This is the worse brag thread I've seen cross the OT in a good while... congrats on the try hard car and fat girlfriend while living in the suburbs but claiming DupontCircle
Posted by DupontsCircle
Dupont Circle
Member since Jun 2016
5823 posts
Posted on 11/7/16 at 4:09 pm to
I'm an idiot. These are 6 month quotes.
Posted by NewIberiaHaircut
Lafayette
Member since May 2013
11553 posts
Posted on 11/7/16 at 4:09 pm to
quote:

Her quote is $660.


A month? That can't be right. I pay around that for six months of coverage.
Posted by DupontsCircle
Dupont Circle
Member since Jun 2016
5823 posts
Posted on 11/7/16 at 4:10 pm to
quote:

This is the worse brag thread I've seen cross the OT in a good while... congrats on the try hard car and fat girlfriend while living in the suburbs but claiming DupontCircle




LOL. I don't take shite from people who pour me drinks for living.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
140462 posts
Posted on 11/7/16 at 4:11 pm to
quote:

I'm an idiot.
german as frick


You tried so damn hard with this thread.... and still failed
Posted by ClientNumber9
Member since Feb 2009
9316 posts
Posted on 11/7/16 at 4:11 pm to
quote:

$600 a month.


You're paying $600 a month for car insurance? What in the actual frick is going on here.
Posted by baseballmind1212
Missouri City
Member since Feb 2011
3257 posts
Posted on 11/7/16 at 4:14 pm to
This ought to make your gf feel better.

I carry the minimum state allowable coverage in LA for a financed car. 500 deductible/UM/rental car. O claims or tickets in the past 7 YEARS.

24y male, 2 door sports car valued at 20k after depreciation. $286 a fricking month.

Goddamn joke and yes it does piss me off
Posted by cuyahoga tiger
NE Ohio via Tangipahoa
Member since Nov 2011
5835 posts
Posted on 11/7/16 at 4:15 pm to
quote:

My quote through Geico: $600 a month.


Good God man, I pay less than $700 a year for similar coverage, as the Camry, for two cars. Highlander limited and Camry.
Posted by TJGator1215
FL/TN
Member since Sep 2011
14174 posts
Posted on 11/7/16 at 4:25 pm to
Posted by chris504
New Orleans
Member since Nov 2012
588 posts
Posted on 11/7/16 at 4:25 pm to
quote:

It's just a matter of when, not if they run into somebody


quote:

one accident three years ago.


Well, you were right.

But the accident is why she's paying more than you...most car companies I've talked with go back 5 years on accident history.

Posted by shel311
McKinney, Texas
Member since Aug 2004
110828 posts
Posted on 11/7/16 at 4:29 pm to
quote:

I carry 1M/1M, with $100 deductible for comp and collision. Max med pay, rental insurance, etc.
No chance on a $50k car you pay $100/month for this coverage.
Posted by Devil_doge
DFW
Member since Sep 2016
2499 posts
Posted on 11/7/16 at 4:44 pm to
quote:

24y male, 2 door sports car valued at 20k after depreciation. $286 a fricking month.

Goddamn joke and yes it does piss me off



I know your pain. I'm 25 and have a 4 door GTI and pay $185/month with 0 accidents or tickets ever. That's $10 less than what I pay on my fricking car itself. frick that!
Posted by TigersHuskers
Nebraska
Member since Oct 2014
11310 posts
Posted on 11/7/16 at 4:48 pm to
600 a month???

Holy shite. I pay less than that for 6 months. And I have full coverage.
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