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Started By
Message
Advice: tree fell on car
Posted on 6/18/17 at 5:29 pm
Posted on 6/18/17 at 5:29 pm
Any of you baws had a neighbor's tree fall on your vehicle? What did you do or didn't do? I've contacted my car insurance, talked with the neighbor and he's giving me his insurance info and I had a police report (didn't know the neighbors due to recent sale of house and no one was home).
16
Posted on 6/18/17 at 5:30 pm to Rossberg02
Act of God. You'll be filing a comp claim.
This post was edited on 6/18/17 at 5:35 pm
Posted on 6/18/17 at 5:31 pm to Rossberg02
My neighbors don't have any trees in my 12 car garage.
Posted on 6/18/17 at 5:32 pm to Rossberg02
Unless your neighbors tree was rotten and a reasonable person had reason to know it, this will be an auto comprehensive claim. Not your neighbors problem.
Posted on 6/18/17 at 5:32 pm to Rossberg02
Unless your neighbor knew the tree was rotten or a serious hazard and did nothing about it, your insurance will be the ones handling it.
Posted on 6/18/17 at 5:32 pm to Rossberg02
Was it an obviously dead limb?
Posted on 6/18/17 at 5:32 pm to jdeval1
The tree has had a limb fall on the fence before and the previous owner's insurance paid for damages due to the tre being rotted through the center, you could see daylight through the tree.
Still an act of God or lack of maintenance from previous owners? Poor new guy didn't notice the tree before buying.
Still an act of God or lack of maintenance from previous owners? Poor new guy didn't notice the tree before buying.
Posted on 6/18/17 at 5:32 pm to Rossberg02
Your neighbors insurance will tell you to pound sand.
Call your insurance now. It's their responsibility and you have to pay the deductible.
It sucks.
Call your insurance now. It's their responsibility and you have to pay the deductible.
It sucks.
Posted on 6/18/17 at 5:34 pm to Rossberg02
Your insurance will have to cover this. Happened to me a few years back.
Posted on 6/18/17 at 5:35 pm to BamaFan89
quote:and that usually requires a certified letter with signed receipt and copy of letter so your ins. co can go after theirs.
Unless your neighbor knew the tree was rotten or a serious hazard and did nothing about it
Posted on 6/18/17 at 5:36 pm to Rossberg02
Insurance co will be pissed but they'll take care of you
Posted on 6/18/17 at 5:36 pm to BingWaterTiger
We do have paper work from previous claim that the previous home owner's insurance paid out the damages...
Posted on 6/18/17 at 5:37 pm to Rossberg02
quote:
Poor new guy didn't notice the tree before buying.
I don't think you're seeing what people are saying.
The only "poor guy" is you.
Posted on 6/18/17 at 5:38 pm to Rossberg02
Man it sucks. I know. But I'm married to an insurance agent and this one will be on you.
Posted on 6/18/17 at 5:40 pm to Rossberg02
This happened to me. Neighbors tree, his insurance laughed at me when I asked if they would cover my damages.
This post was edited on 6/18/17 at 5:43 pm
Posted on 6/18/17 at 5:41 pm to BingWaterTiger
quote:
and that usually requires a certified letter with signed receipt and copy of letter so your ins. co can go after theirs.
Correct. It's fairly difficult to prove they were aware of an issue and failed to address the problem.
Posted on 6/18/17 at 5:41 pm to Rossberg02
Also, comp claims don't hurt your rates but you have to pay the deductible
Posted on 6/18/17 at 5:41 pm to tLSU
Well, I'm just going off the history of this rotten tree.
Posted on 6/18/17 at 5:43 pm to Rossberg02
frick his wife.
It's the only way to thank him for his tree falling on your car.
It's the only way to thank him for his tree falling on your car.
Posted on 6/18/17 at 5:44 pm to Rossberg02
quote:Good, next time don't bother asking. You've been told what will happen, several times, but it's not what you want to hear- we get it.
Well, I'm just going off the history of this rotten tree.
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