Would you ever sell your credit? Piggybacking Credit Cards

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He claims to have a credit score of over 800 and that there is little risk for doing this.

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This may be true and if it is, good for him.

However, that would make me extremely uncomfortable.

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He's making about $400 a month just by letting other people have access to his credit.

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As I understand it, that isn't quite how it works. They do not have access to his credit.

You add strangers as authorized users to your credit card - but you get the cards mailed to you and you never have to tell anyone the account number. The other guy's credit report now gets an additional entry for a valid credit card in good standing. It's even better if you've had the account for awhile. He has no access to your credit line and may be taking a small risk that you won't fall behind yourself although he could probably dispute it if that happened. But the net result is to help build his credit in exchange for a fee paid to you.

As you might well imagine, credit card companies do not like this practice at all and actively try to catch people who do this. I don't know what the consequences are, if any.

It's also a great way to fraudulently boost someone else's credit score. Not a practice I'd advise. This is one way people get blacklisted from creditors.