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Where should I start when looking for the best mortgage rate?
Posted on 6/12/17 at 9:29 am
Posted on 6/12/17 at 9:29 am
We're in Baton Rouge. Should I just randomly call some places around town or start with some website that compares rates, etc.?
3
Posted on 6/12/17 at 9:34 am to jammintiger
is your loan amount higher than $424k? go with a big bank. they always have the best rate for jumbos.
Lower? find someone with a good reputation in the area. a local. someone who will hustle for you, and shoot straight.
if your deal goes sideways for whatever reason your lender has the right to pull stakes and back out of the transaction. quicken and other online lenders are notorious for this.
good luck!
Lower? find someone with a good reputation in the area. a local. someone who will hustle for you, and shoot straight.
if your deal goes sideways for whatever reason your lender has the right to pull stakes and back out of the transaction. quicken and other online lenders are notorious for this.
good luck!
Posted on 6/12/17 at 10:06 am to cjared036
Posted on 6/12/17 at 10:22 am to tissle
how long did the entire process take? from the first day you contacted them to closing? any fees?
Posted on 6/12/17 at 10:26 am to slapahoe
45 days. No loan origination fees which was great.
Posted on 6/12/17 at 10:28 am to tissle
no appraisal fee?
Posted on 6/12/17 at 1:49 pm to slapahoe
I always considered an appraisal fee separate fixed fee.
So yes - I had one
So yes - I had one
Posted on 6/12/17 at 2:34 pm to tissle
I would quote out Iberia bank, standard mortgage, Nola lending, and assurance. The fees and rates are negotiable.
Posted on 6/13/17 at 10:57 am to jammintiger
if you are looking for a good 30yr rate 3.875% on a 30yr fixed is a strong rate right now. key word is now. rates have been very stable over the last 2 months. You can lock the best rates for 30days.
Posted on 6/13/17 at 11:26 am to jammintiger
Josh Diaz - preferred lending solutions lafayette, la. one of the best that I've ever dealt with.
Posted on 6/13/17 at 1:57 pm to LSU1018
Posted on 6/14/17 at 9:07 am to Jason9782003
quote:
Any opinions about GMFS
I used them on a refi last fall, they came recommended from a coworker.
Actually came to my house for the closing
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