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Message
When was the last time you refinanced your mortgage?
Posted on 3/19/13 at 3:12 pm
Posted on 3/19/13 at 3:12 pm
I keep hearing interest rates should be down to 4-5%, but how many are actually getting that? When was the last time you guys refinanced and was it worth it? TIA
26
Posted on 3/19/13 at 3:13 pm to HeadCoach
Last I checked it was potentially below 4%. May do it soon.
Posted on 3/19/13 at 3:13 pm to HeadCoach
I got 4% on a 30 year new construction loan. You should be able to get under 3% with a refi right now.
Posted on 3/19/13 at 3:15 pm to HeadCoach
quote:lower than that actually. They were below 3% for a while. Not sure where they're at now
I keep hearing interest rates should be down to 4-5%
Posted on 3/19/13 at 3:15 pm to HeadCoach
My brother just refinanced this week and got 3.75% for 30 yrs.
Posted on 3/19/13 at 3:16 pm to HeadCoach
quote:
I keep hearing interest rates should be down to 4-5%, but how many are actually getting that?
I refied last summer at 3.7%
It was definitely worth it. I haven't looked since last year, but if rates are now "down" to 4-5% then something has gotten fricked up. Before I refied, I'd had 5% since 2004.
Posted on 3/19/13 at 3:17 pm to DvlsAdvocat
My friend just locked in at 2.875 for 15 years last week.
Posted on 3/19/13 at 3:17 pm to HeadCoach
I was at 5.25, went down to 3.25
Posted on 3/19/13 at 3:18 pm to DvlsAdvocat
Just finished signing at the office 3.60% 
Posted on 3/19/13 at 3:19 pm to HeadCoach
Never. 3.75% SON!
Posted on 3/19/13 at 3:21 pm to DvlsAdvocat
quote:
I refied last summer at 3.7%
Posted on 3/19/13 at 3:21 pm to HeadCoach
1 1/2 yrs ago...refi at 3.875
Posted on 3/19/13 at 3:23 pm to HeadCoach
Did it before Thanksgiving. Got 2.8%, or something like that. The wife handles those kinds of things.
Posted on 3/19/13 at 3:24 pm to HarryBalzack
If you can lower your interest rate by more than 1%, then you're crazy not to lock in soon.
Posted on 3/19/13 at 3:24 pm to HarryBalzack
Mortgage?
I paid cash son.
I paid cash son.
Posted on 3/19/13 at 3:26 pm to HeadCoach
3.25 bout 6 months ago
Posted on 3/19/13 at 3:27 pm to BTHog
quote:
Mortgage?
I paid cash son.
you should go take out a mortgage on it then because interest is less than inflation
Posted on 3/19/13 at 3:27 pm to yellowfin
3.25% on 30 years here. signed in Jan
Posted on 3/19/13 at 3:28 pm to HeadCoach
Not a Refi but I bought a house in November and got 2.875% on a 15 year
Posted on 3/19/13 at 3:28 pm to HeadCoach
2011. Got it down less than 4 and saved me 400 bucks a month, plus got some money also.
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