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Started By
Message
re: START Savings Program for College
Posted on 2/16/17 at 9:52 am to Black n Gold
Posted on 2/16/17 at 9:52 am to Black n Gold
quote:
Can only be used for in-state institutions, correct?
No. You can use it at any qualified educational institution.
0
Posted on 2/16/17 at 9:53 am to Black n Gold
quote:I believe they can be used anywhere in the country as long as they are accredited.
Can only be used for in-state institutions, correct?
ETA: See pages 16 & 17 of the FAQ
This post was edited on 2/16/17 at 9:54 am
Posted on 2/22/17 at 11:26 am to ForeverLSU02
Is there any noticeable benefits or drawbacks between investing in the state's START program versus a 529 plan sponsored by a different state through someone like Vanguard?
Posted on 2/22/17 at 12:09 pm to Black n Gold
quote:
Is there any noticeable benefits or drawbacks between investing in the state's START program versus a 529 plan sponsored by a different state through someone like Vanguar
You lose the state tax deduction and the match if you don't go through START. LA invests in Vanguard funds, btw.
This post was edited on 2/22/17 at 12:11 pm
Posted on 2/23/17 at 8:41 pm to achenator
This program will not be around long since " the match " comes from our state and is almost bankrupt- I will look into something that can serve as a hybrid to your retirement as well, grows tax efficiently, and you won't be penalized if they don't go to college.
I.e-Roth IRAs for kids /or overfunding a dividend paying life insurance policy.
All other vehicles lose opportunity costs when you sink the money into college-what if a portion or all of the money kept on compounding?
Just something to think about..
I.e-Roth IRAs for kids /or overfunding a dividend paying life insurance policy.
All other vehicles lose opportunity costs when you sink the money into college-what if a portion or all of the money kept on compounding?
Just something to think about..
Posted on 2/23/17 at 9:08 pm to player711
quote:
This program will not be around long since " the match " comes from our state and is almost bankrupt-
The earnings enhancement or "match"comes from interest and dividends from th LA protection fund. There isn't any funds coming from the state general fund.
This post was edited on 2/23/17 at 9:09 pm
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