RoboInvestment w/ WealthFront?

Anyone in here use WealthFront or any other RoboInvestment platforms?

I previously had brokerage account with Vanguard where I dumped about 2k a month into VTSMX. I started reading about roboinvestments and ended up going with WF for their tax-loss harvesting and direct-indexing features.

but the more I read about it, the more it sees like it's more a marketing gimmick than something useful especially since it doesn't consider my funds in 401k and ira when determining what to sell/buy for tax-loss harvesting.

what is everyone's thoughts? Is WF worth it?
WF's fee structure is .25% per year. To put that into perspective - it's about $250 per year for investments totaling 100k. VTSMX @ VG has an expense ratio of .15% per year so is WF really worth it for .10% increase?

The purpose of this account is to fund long terms goals (e.g., next property, wedding, car, etc..). I already have an e-fund + savings and retirement is being covered through 401k + ira.