Question re: 401k and future investments

Flip a coin. Economy feels very shaky but market keeps boiling. At retirement age, I’m not sure if play long odds.

You’re retired and risk free rates are the highest they’ve been in 20 years. You need to figure out your risk tolerance and put what you want to have liquid and put the rest in large cap US equities.

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recently retired from govt and now doing contract work. Have $700k in 401k invested in the G Fund, which returned 4% this year. I moved it there at beginning of year and obviously lost out on market gains in a more aggressive Fund. Any suggestions/insight on the market heading into 2024 with election issues/Fed/etc? Thank you fellas.

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I don’t know anything about you specifically, obviously, but my experience is that it’s a small miracle that you have $700k making all or nothing bets like that.

I’d venture to guess - like many people - your account grew a lot more the less you messed with it. Stop making investment decision on a year to year basis. You don’t need the majority of your money for years/decades - invest accordingly.

If the stock market worries you, there’s an option called self-directed, IRAs, in which you could invest in real estate, precious metals, raw land, rentals…..