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Message
re: Question about building credit with cards?
Posted on 4/19/15 at 12:23 pm to TigerFaninBammerLand
Posted on 4/19/15 at 12:23 pm to TigerFaninBammerLand
quote:
by TigerFaninBammerLand
Pay with cash. I have 0 cards except one with work. Paid off almost all my debt and already have emergency fund. Saving for house now. Screw the credit score. Cash is king and speaks louder than a BS credit score IMO.
I hope you feel good when someone takes this advice and can't get a mortgage and pays an extra 5% on their car note.
3
Posted on 4/19/15 at 1:05 pm to TheHiddenFlask
Hope he feels good wasting his cash when he has to use it to buy points to get a good rate on his mortgage.
This post was edited on 4/20/15 at 6:40 am
Posted on 4/19/15 at 1:46 pm to TheHiddenFlask
You're also throwing away free money. I always pay off my balance each month in my Rewards cards and Prob get 1000 bucks free cash annually. No yearly fees either
Posted on 4/20/15 at 4:25 am to TheHiddenFlask
You can still get a mortgage via manual underwriting. On the car, I would feel great then since IMO cars should be paid for in cash.
Posted on 4/20/15 at 6:58 am to TigerFaninBammerLand
quote:
Pay with cash. I have 0 cards except one with work. Paid off almost all my debt and already have emergency fund. Saving for house now. Screw the credit score. Cash is king and speaks louder than a BS credit score IMO
Truth.
Posted on 4/20/15 at 7:18 am to SECdragonmaster
quote:
Truth
No. Short sighted and silly. If a person has discipline with their spending credit is an excellent tool to have to use.
This post was edited on 4/20/15 at 8:23 am
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