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Message
More than one IRA
Posted on 1/13/15 at 6:52 pm
Posted on 1/13/15 at 6:52 pm
I took a new job back in January 2014. No retirement until my 1 year anniversary, which is this month. I'm not eligible for a simple IRA, which I signed up for and my company matches 3%. The account is with Charles Schwab. My previous job did not provide retirement benefits, so for the past few years I've been contributing to an IRA that I opened with Edward Jones. Should I keep both and contribute to both?
1
Posted on 1/13/15 at 9:59 pm to 3HourTour
quote:
I'm not eligible for a simple IRA, which I signed up for and my company matches 3%.
I think you meant your new company's 401K not IRA. Yes, once you become eligible you can contribute to both.
Posted on 1/14/15 at 6:55 am to PlanoPrivateer
I meant to say that I became eligible for my new company's IRA
Posted on 1/14/15 at 7:22 am to 3HourTour
I'm assuming you have been contributing to a Roth ira on your own. Either way, you can have multiple Ira accounts. They don't have to be consolidated in one place.
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