It's just meant to say "duck", as it watch out for all of the negative posts... but I guess this isn't the OT so you should be fine.
But really, saving is a mentality. You really have to pay yourself first and live by that philosophy, with paying all incurred debt being the number two concern. As I get older (mid 20's) I really do realise that there is always something to spend your money on weather it's fun or not but you have to balance the instant gratification of spending money now with the greater reward of retiring comfortably.
By far and away the easiest way I have found to save is to have my savings and expenses drafted out of my account at every pay period. This way, anything left is f*ck off money that I can do whatever I want with. Also, don't let your savings sit in a low interest account. Get it set up into a 401k, IRA, or taxable investment account managed by a professional.
The best thing saving buys you is peace of mind. I sleep great knowing that I'm doing the correct things to ensure my comfortable future. There is nothing worse that uncertainty.
This post was edited on 10/5 at 3:43 pm