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Louisiana Car Insurance Help
Posted on 8/15/17 at 10:18 pm
Posted on 8/15/17 at 10:18 pm
My 17 year old daughter (no pics) lives in LA with her mom. I live in Texas. I bought her a car in February (2009 Hyundai Sonata). The only company I could find that would write her since I live out of state is Progressive for $1800 per 6 months. It's now time for renewal. Are there any insurance salesmen on here that can help? FWIW, the car is in my name but registered in LA under her address. Any advice would be greatly appreciated.
5
Posted on 8/15/17 at 10:49 pm to bringonusc
Could change the registration to TX and have a policy in TX. May save you a couple hundred.
Posted on 8/15/17 at 11:54 pm to bringonusc
I'd register it in TX. Would save you a ton of $.
If thats not an option, Geico has the best rates for young drivers (esp in LA). If the car is registered in LA, I don't see why insurance companies wouldn't write her a policy.
If thats not an option, Geico has the best rates for young drivers (esp in LA). If the car is registered in LA, I don't see why insurance companies wouldn't write her a policy.
Posted on 8/16/17 at 9:07 am to brass2mouth
quote:
Could change the registration to TX and have a policy in TX. May save you a couple hundred.
Is this even an option? Would she get in trouble if she ever got pulled over? Her driver's license would be in LA.
Also, would a company write me here if the car will be housed in LA?
Sorry, if these questions are common knowledge.
Posted on 8/16/17 at 9:09 am to bringonusc
No. My gf has out of state plates and car is in her dads name but her DL is here in LA. And they carry State Farm back where she's from.
Posted on 8/16/17 at 9:09 am to SilverStallion
quote:
Geico has the best rates for young drivers (esp in LA). If the car is registered in LA, I don't see why insurance companies wouldn't write her a policy.
Should I contact Geico directly? I contacted two different companies that shop a bunch of different companies and $1800 was the best offer. The best one of the companies could do was $5310 every six months!
Posted on 8/16/17 at 9:10 am to SilverStallion
quote:
No. My gf has out of state plates and car is in her dads name but her DL is here in LA. And they carry State Farm back where she's from.
Ok thanks. I'll look into it!
Posted on 8/16/17 at 11:24 am to bringonusc
Have her and her mother get on the same insurance policy. Pay her mother directly for her portion.
You'll get the valued "multicar" discount.
You will not be able to have a car registered in LA with TX insurance.
You'll get the valued "multicar" discount.
You will not be able to have a car registered in LA with TX insurance.
Posted on 8/16/17 at 7:41 pm to bringonusc
Register car in TX dummy. She doesn't live in LA, she's just out of town a lot visiting mom
Posted on 8/17/17 at 12:04 pm to Chad504boy
quote:
Register car in TX dummy. She doesn't live in LA, she's just out of town a lot visiting mom
It's not that simple dummy
If she gets in an accident and they realize she doesn't live in Texas they may void the coverage.
Posted on 8/17/17 at 1:07 pm to Chad504boy
Do not do what this douche said.
Posted on 8/17/17 at 6:32 pm to bringonusc
quote:
The best one of the companies could do was $5310 every six months!
That's a damn shame. You could buy a used car every 6 months! Does she have anything on her driving record that would be driving her coverage up so high?
Posted on 8/17/17 at 9:10 pm to Monday
quote:
That's a damn shame. You could buy a used car every 6 months! Does she have anything on her driving record that would be driving her coverage up so high?
Nope! She just started driving in February. Nothing on her record and 3.9 GPA.
Posted on 8/17/17 at 9:57 pm to bringonusc
It's an interesting age for some domicillary tug-of-war. You'd save a fortune getting her car registered in TX and getting her a TX drivers license. BUT would that have a factor on in-state tuition when (if?) she goes to college? Could she claim to be a Texas resident and go to college cheap over there?
My Louisiana friends who have property in neighboring states register their cars there. That's all I can say.
Probably not.
My Louisiana friends who have property in neighboring states register their cars there. That's all I can say.
quote:
Would she get in trouble if she ever got pulled over?
Probably not.
This post was edited on 8/17/17 at 9:59 pm
Posted on 8/17/17 at 10:45 pm to GaryMyMan
$300/month insurance
Gas, repairs etc...
Cost of car
At some point it hardly seems worth a 17 year old having the car
Gas, repairs etc...
Cost of car
At some point it hardly seems worth a 17 year old having the car
Posted on 8/18/17 at 8:50 am to bringonusc
quote:
Is this even an option?
Yes.
quote:
Would she get in trouble if she ever got pulled over?
No.
quote:
Her driver's license would be in LA.
Does not matter.
I have an out of state plate, out of state insurance and a Louisiana driver's license.
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