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Looking for Advice About an Unused Checking Account
Posted on 12/2/16 at 8:40 am
Posted on 12/2/16 at 8:40 am
I opened a second checking account with Capital One to be my "expense account" because it was quick and free to do online. I use my Iberiabank checking and savings for everything else.
I've since realized their website is absolute trash and I went into a Chase branch and opened a checking with them to use instead (way better, I know). If I've transferred all of my funds out of that Capital One account...is there any negatives or positives in closing/keeping that account?
Will it affect my credit score by closing it? It's only been open 3-4 months.
I've since realized their website is absolute trash and I went into a Chase branch and opened a checking with them to use instead (way better, I know). If I've transferred all of my funds out of that Capital One account...is there any negatives or positives in closing/keeping that account?
Will it affect my credit score by closing it? It's only been open 3-4 months.
This post was edited on 12/2/16 at 8:41 am
Posted on 12/2/16 at 8:42 am to Lazy But Talented
No affect at all to credit score. Transfer everything and close it!
Posted on 12/2/16 at 9:35 am to Lazy But Talented
quote:
.is there any negatives or positives in closing/keeping that account?
Will it affect my credit score by closing it? It's only been open 3-4 months.
Won't effect your credit score. Keeping it open may result in account fees. I'd close it.
Posted on 12/2/16 at 10:19 am to LSUFanHouston
Thanks for the responses. Going to close it on Monday once the transfers are finalized.
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