- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Input on portfolio allocation
Posted on 4/1/13 at 10:52 am
Posted on 4/1/13 at 10:52 am
20.2% Bonds
14.1% VDC (consumer staples)
20.2% VOO (S&P500 index)
24.2% VTV (value oriented fund)
21.2% VWO (emerging markets)
This is all in a Roth with an investment horizon of 30+ years.
Main thing that was bugging me was if I should replace the S&P index with a growth oriented fund to complement the value oriented one...or if I'm better off as is.
14.1% VDC (consumer staples)
20.2% VOO (S&P500 index)
24.2% VTV (value oriented fund)
21.2% VWO (emerging markets)
This is all in a Roth with an investment horizon of 30+ years.
Main thing that was bugging me was if I should replace the S&P index with a growth oriented fund to complement the value oriented one...or if I'm better off as is.
This post was edited on 4/1/13 at 10:58 am
2
Posted on 4/1/13 at 11:02 am to Siderophore
quote:
20.2% Bonds
WOW!!!! You said your investment horizon is 30+ years. I'd take at least 10% (if not 15%-or all) out of those bonds and focus them in growth before messing with the S&P index. Way too much bond allocation, imo.
Posted on 4/1/13 at 11:07 am to Vols&Shaft83
Yeah, I was thinking of swapping my percentage allocation with that of consumer staples for that reasoning.
My main argument for the high bond percentage is that the Roth does serve a role in my longer term emergency savings. (If unemployment lasts more than a couple of months).
After a few more years I'll probably tone it down some as the lower percentage would reflect the same end number approximately.
Also, the bond pool allows for a reservoir for reinvestment of stocks with rebalancing during downturns
My main argument for the high bond percentage is that the Roth does serve a role in my longer term emergency savings. (If unemployment lasts more than a couple of months).
After a few more years I'll probably tone it down some as the lower percentage would reflect the same end number approximately.
Also, the bond pool allows for a reservoir for reinvestment of stocks with rebalancing during downturns
This post was edited on 4/1/13 at 11:10 am
Posted on 4/1/13 at 11:12 am to Siderophore
Also worth noting that I have a 401k as well, so the bond percentage here doesn't reflect a percentage of my overall portfolio
Posted on 4/1/13 at 12:49 pm to Siderophore
I would have more non-US stuff but YMMV.
Page 1 of 1
Back to top
Follow TigerDroppings for LSU Football News