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Message
re: I need some real estate help!
Posted on 10/31/23 at 8:02 pm to LesAverman
Posted on 10/31/23 at 8:02 pm to LesAverman
So, I'm probably not going to get the house???
Posted on 10/31/23 at 8:05 pm to NeonSunburst
Appraiser can’t come up with a price???
That is Bullshite. So the house doesn’t have a value?
Call the mortgage company and request another appraiser/guidance.
Time is of the essence.
That is Bullshite. So the house doesn’t have a value?
Call the mortgage company and request another appraiser/guidance.
Time is of the essence.
Posted on 10/31/23 at 8:09 pm to NeonSunburst
Talk to your lender. They will get a completed report regardless, even if value comes out below your offer. It sounds like appraiser can't complete, so just needs to move on to another?
Posted on 10/31/23 at 8:09 pm to NeonSunburst
Appraisers can extend the area for comps when none are available.
Either the appraiser is incompetent or there is some f ukery going on.
Either the appraiser is incompetent or there is some f ukery going on.
Posted on 10/31/23 at 8:18 pm to NeonSunburst
quote:
in low, but she said the appraiser told her that he couldn't even appraise it because there is no other 1 bedroom 1 bath house in the area. Come the frick on. Really? Is that how it's done??
That is exactly how it's done.
But that is how it's done for the larger down payment buyers as well.
Posted on 10/31/23 at 8:20 pm to ItzMe1972
what you said.
it sounds like the agent is repping the seller more so than the buyer.
buyer (The OP) needs to get an agent.
also a month and no comps for appraisal is strange.
OP, go to realtor dotcom and find the leading agent in your town and call them and explain.
it sounds like the agent is repping the seller more so than the buyer.
buyer (The OP) needs to get an agent.
also a month and no comps for appraisal is strange.
OP, go to realtor dotcom and find the leading agent in your town and call them and explain.
Posted on 10/31/23 at 8:20 pm to NeonSunburst
Get a lawyer and tell her...
Posted on 10/31/23 at 8:25 pm to cajunangelle
quote:
buyer (The OP) needs to get an agent.
What other agent is going to touch him after the dual agent has already shown him the house and entered into a purchase agreement?
Having a dual agent is a great way to get screwed.
Posted on 10/31/23 at 8:26 pm to Turbeauxdog
quote:
Your bank picked and appraiser and that appraiser is telling the bank the property isn't worth the purchase price.
Does this still happen? I thought now the appraiser is assigned to the job.
Posted on 10/31/23 at 8:28 pm to shutterspeed
I would threaten the realtor and tell them I don't feel represented and I'm thinking about getting a new agent. I bet they start trying to work it out instead of cutting their commission in half
Posted on 10/31/23 at 8:32 pm to Broke
She, the realtor is also my landlord for the last 5 years.
She told me when this house came up that she would not accept another agent on this listing. I didn't know any better. I trusted her. But things seem sketch to me and to the mortgage lender reps
She told me when this house came up that she would not accept another agent on this listing. I didn't know any better. I trusted her. But things seem sketch to me and to the mortgage lender reps
Posted on 10/31/23 at 8:35 pm to NeonSunburst
So the agent is the seller?
Posted on 10/31/23 at 8:37 pm to NeonSunburst
They can't exclude your agent. They can pull some frickery and that's exactly what she's doing to you. Red flags everywhere
Posted on 10/31/23 at 8:39 pm to cajunangelle
No. The agent is my landlady.
Also knows everyone in town. The sellers agent really because she's not really helped me..idk if she's supposed to help me. But this isn't fair I feel like I paid 550 bucks for them to have a new appraisal. Certainly it can be done by Sq ftg alone. Plus condition of the home. Idk. Maybe things have changed but this seems very unethical
Also knows everyone in town. The sellers agent really because she's not really helped me..idk if she's supposed to help me. But this isn't fair I feel like I paid 550 bucks for them to have a new appraisal. Certainly it can be done by Sq ftg alone. Plus condition of the home. Idk. Maybe things have changed but this seems very unethical
Posted on 10/31/23 at 8:41 pm to NeonSunburst
It's unethical. Everything she's done has been bullshite imo. But you probably won't get this house because of her
Posted on 10/31/23 at 8:42 pm to Broke
Damn. But if my mortgage company sees she's full of shite and shouldn't even be talking to me because they say it's all lies and it's unethical.
I would still be under contract. They signed knowing the loan parameters and she didn't say the house appraised for higher. She said he couldn't do it because there are no other 1 bed 1 bath homes in the area.
I would still be under contract. They signed knowing the loan parameters and she didn't say the house appraised for higher. She said he couldn't do it because there are no other 1 bed 1 bath homes in the area.
Posted on 10/31/23 at 8:44 pm to NeonSunburst
quote:Well, if the OP can’t get a mortgage because of the appraisal he can’t go forward with the sale because he won’t have the money. Then the seller is obviously off the hook through no fault of his own. The buyer then hopes that the sale was contingent upon his ability to get a loan, otherwise he will be in breach of contract and will lose his deposit at the very least.
Can you give an example?
Posted on 10/31/23 at 8:45 pm to NeonSunburst
If you can find an appraiser that gives you what you need it can be your house. Suing them to make them sell it to you don't get you anywhere though. Get an appraisal that comes in good that the mortgage company will accept. This is what you need.
This post was edited on 10/31/23 at 8:46 pm
Posted on 10/31/23 at 8:46 pm to Broke
Damn.
No ill go cry myself to sleep. This hurts.
No ill go cry myself to sleep. This hurts.
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