- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
I Missed the Roth Contribution Deadline for 2023
Posted on 4/15/24 at 7:06 pm
Posted on 4/15/24 at 7:06 pm
I thought I could slip in a contribution last minute today after finally finding out my AGI was within limits. Oops it's past banking hours, can't post a transaction for today.
Any sneaky loopholes?
Bank: USAA
Brokerage: Schwab
Any sneaky loopholes?
Bank: USAA
Brokerage: Schwab
Posted on 4/15/24 at 7:17 pm to deeprig9
Might need to get out of the country with cash
Otherwise just clean it up as quickly as possible and doubtful it goes anywhere.
Otherwise just clean it up as quickly as possible and doubtful it goes anywhere.
Posted on 4/15/24 at 7:35 pm to LSUcam7
I don't know what this means.
Posted on 4/15/24 at 8:04 pm to deeprig9
quote:
Any sneaky loopholes?
Can’t think of any legal ones.
Posted on 4/15/24 at 8:18 pm to deeprig9
Sorry read it backwards. Thought you contributed then found out AGI was over.
If you already filed it then you can’t do much.
If you already filed it then you can’t do much.
Posted on 4/15/24 at 8:57 pm to deeprig9
This may seem insane at this point but today is the tax deadline and I *believe* Bluebonnet post office (or your equivalent if you aren't in BR) stays open until midnight today. Obviously call first, but if it's postmarked by today it counts.
Posted on 4/15/24 at 10:16 pm to slackster
quote:
Can’t think of any legal ones.
Can you tell me the illegal ones?
Posted on 4/15/24 at 10:18 pm to deeprig9
quote:
Can you tell me the illegal ones?
Find a custodian that would backdate the contribution and code it accordingly some kind of way?
Posted on 4/15/24 at 10:31 pm to UpstairsComputer
quote:
I *believe* Bluebonnet post office (or your equivalent if you aren't in BR) stays open until midnight today. Obviously call first,
Those days ended after Covid, for the most part.
Posted on 4/15/24 at 10:49 pm to slackster
quote:
Find a custodian that would backdate the contribution and code it accordingly some kind of way?
That would require a director-level approval.
Posted on 4/17/24 at 6:36 pm to deeprig9
Not unless you have a way to have a letter backdated. If it was stamped on April 15th you probably get away with it. We're a couple days late on that.
If I were you and this was the 16th I would have tried with a physical check dated April 14th, memoed for 2023 Roth IRA mailed and see if they let it slide. Possibly their due diligence doesn't require documentation on the postmark date (speculation that is more likely wrong than right).
If I were you and this was the 16th I would have tried with a physical check dated April 14th, memoed for 2023 Roth IRA mailed and see if they let it slide. Possibly their due diligence doesn't require documentation on the postmark date (speculation that is more likely wrong than right).
Popular
Back to top
Follow TigerDroppings for LSU Football News