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How long until hard pulls fall off credit report?
Posted on 12/30/15 at 9:10 am
Posted on 12/30/15 at 9:10 am
According to CreditKarma, I still have 3 hard pulls from August 2014 when I was applying for mortgages. I thought those were supposed to fall off after 1 year.
2
Posted on 12/30/15 at 9:17 am to TigerTatorTots
I thought it was 2 years.
Posted on 12/30/15 at 9:18 am to TigerTatorTots
quote:
According to CreditKarma, I still have 3 hard pulls from August 2014 when I was applying for mortgages. I thought those were supposed to fall off after 1 year.
They do not affect your credit score after 12 months but stay on your record for 24 months
Pulls that are 6-12 months old have significantly less affect than 0-6 month old pulls
Posted on 12/30/15 at 9:25 am to GenesChin
Thanks!
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