home refiance | TigerDroppings.com
Posted by
Message
lsuCJ5
LSU Fan
Geismar, LA
Member since Nov 2012
444 posts

home refiance

Anyone do it lately? What are the current 30 rates and who did you use?




rsande2
LSU Fan
Member since Jan 2006
3423 posts

re: home refiance
Nola, 3.15%, did this about a week and a half ago....


lsuCJ5
LSU Fan
Geismar, LA
Member since Nov 2012
444 posts

re: home refiance
quote:

Nola, 3.15%, did this about a week and a half ago....


you have a contact?


hawkeye007
LSU Fan
greenwell springs
Member since Feb 2010
2069 posts

re: home refiance
disclamier..depends on credit and program type..3.25%-3.5% whitney bank


Replies (0)
Replies (0)
rsande2
LSU Fan
Member since Jan 2006
3423 posts

re: home refiance
quote:

you have a contact?


Yup Tim Pillsbury. (985)788-3429

Oh and don't use miles appraisers out of Mandeville under any circumstances.


LSU1018
LSU Fan
Baton Rouge
Member since Feb 2007
5579 posts

re: home refiance
I would suggest Iberia Bank, their fees are $399 flat which is tough to beat. A friend of mine refinanced last week in the 2s for a 15 yr loan. Not sure of the exact rate.


tiger94gop
LSU Fan
GEISMAR
Member since Nov 2004
1929 posts

re: home refiance
Closing costs don't have a major effect when most banks are a 1/4 to a 1/2 higher, sometimes more. You always come out better in the long run with the lowest rate. If it is a short term loan, then no; anything beyong 5 years it doesn't matter. You will definitely make it up. Mortgages are considered long term debt.


lsuCJ5
LSU Fan
Geismar, LA
Member since Nov 2012
444 posts

re: home refiance
i recieved quite a few quotes today. i even got one with no closing cost but a slightly higher percantage rate.

i can't wait to call well fargo and tell them to go frick them selves.


hawkeye007
LSU Fan
greenwell springs
Member since Feb 2010
2069 posts

re: home refiance
do you mind sharing a couple of the rates you recived quotes on ?


lsuCJ5
LSU Fan
Geismar, LA
Member since Nov 2012
444 posts

re: home refiance
quote:

do you mind sharing a couple of the rates you recived quotes on ?


Sure, based upon good credit, 30 year fixed loans.

USAA 3.25
Key Lending 3.5
Primary Residential 3.25
Standard Mortgage 3.375
Nola Lending 3.5
Iberia Bank 3.375

i have used primary mortgage several times and have been happy everytime.


LSU1018
LSU Fan
Baton Rouge
Member since Feb 2007
5579 posts

re: home refiance
Make sure and quote their fees also. Some will charge you an origination fee that is larger than others. With the rates that close, fees are important.


Replies (0)
Replies (0)
hawkeye007
LSU Fan
greenwell springs
Member since Feb 2010
2069 posts

re: home refiance
Standard mortgage is a great company and i know there closing cost will probally be the cheapest. i wanted to see how my rates stacked up. 3.5% with no points and no origination i am middle of the road.


lsuCJ5
LSU Fan
Geismar, LA
Member since Nov 2012
444 posts

re: home refiance
so here is my senario. i currently have a 30 year fixed at 4.25% paying $1550 per month. i can refinance to 3.55% with negative points so i don't put any money back into my loan (and i am not putting any money down) and lower my note to roughly 1415.

I don't think it is a bad deal at all.


Replies (0)
Replies (0)
Page 1 of 1

Back to top

Follow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram