Just wanted to bump this thread to shout out tigerforever. Baw your advice in this thread was game changing. Got myself a group policy now. Went from paying $2100/month for a terrible $6500 deductible 60/40 plan to now paying $1800 for a $4500 deductible 100/80 plan. You the man, saving me $3600/year and much better coverage to boot!

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Posted by Billy Blanks

Member since Dec 2021

3787 posts

Posted on 2/1/24 at 10:24 pm to Sir Saint

quote:
Just wanted to bump this thread to shout out tigerforever. Baw your advice in this thread was game changing. Got myself a group policy now. Went from paying $2100/month for a terrible $6500 deductible 60/40 plan to now paying $1800 for a $4500 deductible 100/80 plan. You the man, saving me $3600/year and much better coverage to boot!

Details? Mine will be $2500 a month next year.

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Posted by tigerforever7

Baton Rouge

Member since Aug 2012

1045 posts

Posted on 2/1/24 at 10:31 pm to Sir Saint

Glad for you! I am a group benefits broker and love to spread the word and some knowledge. I have enjoyed this board.

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Posted by Sir Saint

1 post

Member since Jun 2010

5322 posts

Posted on 2/2/24 at 11:03 am to Billy Blanks

quote:
Details? Mine will be $2500 a month next year.

See below which is pasted from a previous response in this thread.

quote:
If you are self employed, and you have an employee, employ your spouse, or simply have your spouse present on your articles of organization, you can set up a group policy. Group rates are on average around 40% less and better benefits than individual market. This is assuming you are not getting a subsidy in individual market. With subsidies involved, I wouldn’t know price differences. What I mean by group is you set up a company sponsored plan. And through group policies, you can pay all premium pre tax as a business expense.

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