Posted by
Colonel Flagg
New Orleans Pelicans Fan
Baton Rouge
Member since Apr 2010
11126 posts

Emergency Funds

What are some common rules to live by?

More specifically for young couples with only a house note.
This post was edited on 1/2 at 12:49 pm

Will Cover
Air Force Fan
Brentwood, TN
Member since Mar 2007
26389 posts

re: Emergency Funds
3 months emergency fund at the bare minimum.

6 months is probably the standard.

9 months, perhaps in this economy?

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Member since Jan 2006
3423 posts

re: Emergency Funds

Emergency Funds

Ours is 6 months worth of expenses but I thin if your just starting your first goal is usually 3 months.


What are some common rules to live by?

Biggest one I think is pay yourself first. Really there are a ton of these though. If your employer does a 401k match make sure you contribute enough to take full advantage of it. Try not to carry any cc debt. Pay extra on your home and auto loans. I guess you could sum it up by saying "live within your means."

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