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wegotdatwood
Member since Aug 2009
17094 posts

Do you have earthquake coverage in your homeowners insurance policy?

It's about $250 a year extra to add in earthquake coverage.

Arkansas is due for a massive one close to Memphis.


dewster
Vanderbilt Fan
Pittsburgh
Member since Aug 2006
10192 posts

re: Do you have earthquake coverage in your homeowners insurance policy?
I'm east of Memphis and I don't have coverage. I was getting quotes that were double what my homeowners premium is and all were with a super high deductible in the neighborhood of 30% to 40%.

My concerns here are fire and tornadoes.
This post was edited on 2/12 at 4:43 pm


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Bubba Bexley
LSU Fan
Member since May 2007
3579 posts

re: Do you have earthquake coverage in your homeowners insurance policy?
No. I bought an extra policy for about $180 a year, but it has a 20% deductible.


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Zach
LSU Fan
Member since May 2005
70764 posts
Online

re: Do you have earthquake coverage in your homeowners insurance policy?
Madras Fault?


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TDsngumbo
LSU Fan
Member since Oct 2011
7200 posts
Online

re: Do you have earthquake coverage in your homeowners insurance policy?
Live between New Orleans and Baton Rouge and I have the earthquake endorsement on my State Farm policy just in case. I used to work for State Farm and figured I, of all people, should be the last person caught without proper coverage in case we actually do have a once in 500 year earthquake here.
Costs about $80 a year so it doesn't add much to my monthly mortgage.


schexyoung
LSU Fan
Deaf Valley
Member since May 2008
4664 posts
Online

re: Do you have earthquake coverage in your homeowners insurance policy?
I know someone that can get you a great deal on volcano coverage as well.


wegotdatwood
Member since Aug 2009
17094 posts

re: Do you have earthquake coverage in your homeowners insurance policy?
quote:

Costs about $80 a year


Mine is running about $250 to add.


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GeauxColonels
Nicholls St. Fan
Tottenham Hotspur Fan
Member since Oct 2009
19280 posts

re: Do you have earthquake coverage in your homeowners insurance policy?
quote:

I know someone that can get you a great deal on volcano coverage as well.

Go on...


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