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Do I really need international exposure in my IRA?

Posted on 11/17/15 at 3:26 pm
Posted by white perch
the bright, happy side of hell
Member since Apr 2012
7131 posts
Posted on 11/17/15 at 3:26 pm
Ok, so I've got a SEP-IRA through vanguard. I've got my contributions going into 5 different mutual funds. Total stock market index fund, small, medium, and large cap growth index funds, and an international growth fund VWIGX. It gets 20% of my monthly contribution.

It is the poorest performer historically. I only put it in because I thought it would be a good idea to have some international exposure based on what I've read here and on boggle heads.

So, does anyone have a good reason to continue putting money into this fund?

My time horizon is 30 years.

TIA
Posted by JamalSanders
On a boat
Member since Jul 2015
12135 posts
Posted on 11/17/15 at 3:28 pm to
Short answer, no. I would probably have a little in international.
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 11/17/15 at 3:47 pm to
According to Bogle, no. And his argument isn't bad.
Posted by white perch
the bright, happy side of hell
Member since Apr 2012
7131 posts
Posted on 11/17/15 at 8:45 pm to
LINK

here's a fidelity article about international exposure
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