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Credit report

Posted on 2/12/22 at 9:08 am
Posted by JBM210
Member since Dec 2010
3192 posts
Posted on 2/12/22 at 9:08 am
I haven’t checked mine in a long time. Is there somewhere online you can get this info at no charge or should I just get my bank to do it?
Posted by SDVTiger
Cabo San Lucas
Member since Nov 2011
73748 posts
Posted on 2/12/22 at 9:23 am to
Have your bank pull it

Or take 40 to 50pts off what the free one says cause thats the real score
Posted by Michael Scotch
Member since Oct 2020
64 posts
Posted on 2/12/22 at 9:47 am to
Chase does it for free via the app if you already bank with them. Credit Karma is also another free service that I use, works well. Shows you the TransUnion and Equifax scores.
Posted by TigerintheNO
New Orleans
Member since Jan 2004
41195 posts
Posted on 2/12/22 at 9:58 am to
Free annual credit report

Federal law allows you to:
Get a free copy of your credit report every 12 months from each credit reporting company.
Posted by gpburdell
ATL
Member since Jun 2015
1423 posts
Posted on 2/12/22 at 10:02 am to
Experian has a free tier that lets you see your credit report (only Experian data) and gives you FICO score.

Though be careful, when u login it tries to trick you into upgrading to a paid tier that looks like its free. Just click "No, keep my current membership".
Posted by Meezy
DA Bomb Squad
Member since Apr 2005
6956 posts
Posted on 2/12/22 at 10:17 am to
Wish more people understood this!! Being in finance, I cant stand when customers tell me “that’s not what credit karma says” then proceeds to shove their phone in my face.

My favorite reply is that’s why credit karma is free
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37106 posts
Posted on 2/12/22 at 11:50 am to
quote:

My favorite reply is that’s why credit karma is free


CK is good for keeping tabs on the actual credit report.

The scoring is useless =)
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