Considering starting up my own business. Need some advice

I apologize if this is the wrong board. Seems like the most fitting to come for advice on the subject. I'm considering starting up a small business in the state of Louisiana. I plan to have a mixture of seasonal/hourly employees and 1-2 salaried individuals depending on growth. The "bones" are already in place. This would be a horticulture business and is something my family has done for years on a residential level but haven't had the capability to grow it into the commercial sector.

I've heard positives and negatives (mostly negatives) about taking out a loan to start a business. I would probably be looking to take out a relatively small 10-12k (maybe less) loan or fund the start-up myself, but i'm not sure I want that much financial liability in case this thing crashes and burns.

I plan to handle the marketing, website domain (if it gets to that point), pay, and logistics of everything.

Any advice on DOT regulations for small commercial trucks, workers' comp for seasonal/hourly employees and salaried, liability insurance, taxes, etc.
I'm going into this very green from a business ownership standpoint so any and all advice is welcomed.

TIA