Chase Amazon Customer Promotion, thinking about doing this.

So Chase sent me a promotion since I have a Amazon credit card with them to try and get me to sign up for a checking and savings account with them. It would be a little work, but I'm thinking it may be worth it.

Open a new chase total checking account (set up direct deposit) and open a new chase savings account and keep 15k in it for 90 days and they will give you 900 dollars for doing both.

I keep around 20k in SPAXX (5.1% ) as a emergency fund anyway. 15K of it would earn about 200 dollars over 90 days. And my current bank earns 4.6% on savings if I direct depost to it that I keep my daily comings and goings from, about 3k. So it would earn about 35 dollars in 3 months. So about 235 dollars it would earn in 90 days.

The catch is chase doesn't pay squat for savings (0.01%) and charge $12 a month if you don't have a balance of $5,000 or more in any combination of savings and checking and $5 a month if you don't have a balance at the beginning of each day of $300 in your savings account.

But if I just open it, set it up for 3 months, and then cancel it. Say a few hours (day at most) total worth of work in the form of a few clickity clicks here and there. I would get a extra 650 dollars or so.

I feel like I should do this.