Are CDs much better?
No, MM accounts pay just as much as 12 month CDs and don't have all the restrictions.
Currently I have $25K in my savings and $30K in stocks (which I plan to liquidate at for the down payment). I am able to save about $2K per month. I should get a bonus sometime between now and next summer which should also help.
So you have roughly $55K assets, plan to add approximately $24K over the next year if nothing changes. So if stocks do nothing over the next year, and you don't add any more than you plan to, you'd be at $89K give or take, and you're goal is to be as close to $100K as possible?
You're pretty damn close, I wouldn't take too much risk if you'll need the funds a year from now. Put Savings in an Online Money Market HERE is where to quickly find a good one.
or you can buy a US I-Bond at 1.18% for 12 months (probably the safest yield out there).
As far as selling your stocks, only sell the ones that are in a taxable account (obvious to most, but you never know with this board). As far as when to sell them, up to your comfort zone brother.