Best retirement option for 1099 employees?

I would vote for solo 401k as well as annual roth contribution or backdoor roth conversion every year. Allows you to put the most away.

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What kind of net SE income are we talking here?

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I think that you're asking how much income are the 1099 folks making?

Some ~$50-75k, some well into the high six figures. I would imagine the big earners have this covered, though we never talk about it. Curious for them too, though.

Thank you!

Thank you, hombreman.

Solo 401K have higher administrative costs than a SEP, but at the lower income levels you can pile more money into a Solo 401K.

Of course, at the lower income levels, you probably have less actual cash that you can invest that you don't need for everyday life.