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Started By
Message
Auto Shared Fault in Louisiana
Posted on 4/2/15 at 8:14 am
Posted on 4/2/15 at 8:14 am
Question for the Louisiana folks...(or anyone familiar)
An older relative of mine if facing a situation where a lady pulled out in front of him at an intersection. She admitted she wasn't looking and that it was her fault. She has Progressive. Progressive took statements from both, and before the police report was even available, assigned fault as 70% their client, 30% my uncle. They claimed he had time to respond better than he did (or something lame like that). From research, it appears his only recourse is to file with his insurance and let them battle it out. Or get an attorney I guess. Any other thoughts? From what I read online, it appears Progressive is pretty bad about crap like this.
An older relative of mine if facing a situation where a lady pulled out in front of him at an intersection. She admitted she wasn't looking and that it was her fault. She has Progressive. Progressive took statements from both, and before the police report was even available, assigned fault as 70% their client, 30% my uncle. They claimed he had time to respond better than he did (or something lame like that). From research, it appears his only recourse is to file with his insurance and let them battle it out. Or get an attorney I guess. Any other thoughts? From what I read online, it appears Progressive is pretty bad about crap like this.
6
Posted on 4/2/15 at 8:40 am to ForeLSU
I had a similar experience. Guy crossed the center line in a pretty sharp curve and sideswiped me. Insurance says it's 30% my fault for taking the curve to sharply.(Seriously, how do you determine that.) I just filed with my insurance and let them battle it out.
Posted on 4/2/15 at 8:49 am to ForeLSU
File with insurance and let them handle.
Posted on 4/2/15 at 9:07 am to ForeLSU
Welcome to my world. I don't feel like posting advice but see this crap all the time.
Posted on 4/2/15 at 9:49 am to ForeLSU
Be thankful it's not Allstate.
Posted on 4/2/15 at 11:36 am to ForeLSU
What does the police report say...
Posted on 4/2/15 at 11:50 am to ForeLSU
Just file it with the insurance and let them fight for it. All states use comparative fault in cases like these. Basically Prigressive is saying "If you go to court, this is probably the fault they assign to you, so save everyone the trouble and take the money."
This is why you have insurance. They should pay you in full and go after the other driver/progressive for reimbursement. Don't take the settlement.
This is why you have insurance. They should pay you in full and go after the other driver/progressive for reimbursement. Don't take the settlement.
Posted on 4/2/15 at 4:08 pm to logjamming
quote:
This is why you have insurance. They should pay you in full and go after the other driver/progressive for reimbursement. Don't take the settlement.
Thanks, that's what he is doing.
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