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auto insurance allstate for seldom used vehicles

Posted on 2/16/15 at 10:37 am
Posted by Gorilla Ball
Member since Feb 2006
11694 posts
Posted on 2/16/15 at 10:37 am
my wife and I have two vehicles that we seldom drive- I drive about 5000/mi/yr she about 7500/mi/yr. I have a company vehicle so my chevy truck just sits, she drives a infinity m37 (2013).
Our premium is about $230 monthly total with Allstate - can't recall our deductibles or limits/liability - but they seem to be "normal".
Is this a decent rate? I've heard of some insurance companies that offer great discounts on seldom used vehicles - I called allstate we already have their lowest mileage plans. TIA
Posted by Shadowlink
The Shadows
Member since Apr 2014
1434 posts
Posted on 2/16/15 at 10:44 am to
What zip code are you in?
Posted by dagrippa
Saigon
Member since Nov 2004
11297 posts
Posted on 2/16/15 at 10:47 am to
I have a collectible car that I drive less than 1000 miles per year and Allstate wanted pretty much a full rate on it. Went with Safeco and it was around 200 a year.

Shop it.
Posted by Gorilla Ball
Member since Feb 2006
11694 posts
Posted on 2/16/15 at 10:50 am to
70737
Posted by Gorilla Ball
Member since Feb 2006
11694 posts
Posted on 2/16/15 at 10:51 am to
quote:

What zip code are you in?

70737
Posted by PrettyLights
Member since Oct 2014
1163 posts
Posted on 2/16/15 at 1:15 pm to
Allstate is expensive. I switched from Allstate to State Farm and saved over 20% on my monthly premium and get better customer service. I would shop around for a better rate.
Posted by Gorilla Ball
Member since Feb 2006
11694 posts
Posted on 2/16/15 at 5:50 pm to
I tried to get a quote from Safeco today and already had three unsolicited brokers offer assistance for health, dental etc - they must sale that info to outside ins brokers
Posted by poochie
Houma, la
Member since Apr 2007
6294 posts
Posted on 2/17/15 at 9:18 am to
My insurance broker handles progressive and safeco. My progressive policy kept going up so I asked what my options were. (I also shopped State Farm and farm bureau on the side). Safeco was 33% cheaper than progressive. And from asking around, people seem to have no issues with them.
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