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529 vs Roth
Posted on 4/9/12 at 4:21 pm
Posted on 4/9/12 at 4:21 pm
I have about $1k to put towards my one year olds college fund. At the same time i have about $1k left to fulfill my 2011 Roth contribution. I can't do both, so should i start a 529 or just "stash" this in my Roth?
2
Posted on 4/9/12 at 4:38 pm to jmtigers
Why not split it? They say cover your own retirement but I don't feel that it's a one size fits all deal. Some people may value having more money for their child etc.
Posted on 4/9/12 at 4:43 pm to jmtigers
I'd split. If that 1000 is really needed to help for retirement, do it, because it will be a lot easier to get a loan for your kids school than it will when you are retired 
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