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401K Contributions
Posted on 12/1/15 at 9:23 am
Posted on 12/1/15 at 9:23 am
Over the course of the last few years I have choosen my own investments in my 401K. I have been considering choosing a target date fund through Fidelity. Does anyone consider this to be a bad idea? What are the upsides and downsides of choosing this type of plan? TIA.
1
Posted on 12/1/15 at 10:28 am to stevengtiger
Nothing wrong with target date if you are one of those that just like to set it and forget it. If you're choosing your own investments, you should really be looking at them consistently and making adjustments where needed. If you don't like actively managing them, then I'd say target date is the way to go. And I'm sure Fidelity's is just fine although I'm not familiar with them personally. Just my opinion. Mine is a target date fund.
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