They don't get the entire amount because they take a percentage out to go towards taxes. That is why a cash tip is always extra appreciated even if you pay with a credit card.
Most places you get your money at the end of the shift. There are many where there are so many servers and high tip amounts that employers have taken to putting credit card tips on a weekly (or every other weekly) paycheck.... which SUCKS, trust me.
I think the credit card fee others are referring to is actually the amount taken out for taxes. Credit card tips are on record with the IRS so a portion is automatically taken out as income tax.
This post was edited on 5/19 at 3:21 am