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re: Need advice on dealing with my homeowners insurance claim.

Posted on 7/30/14 at 10:16 am to
Posted by wickowick
Head of Island
Member since Dec 2006
45798 posts
Posted on 7/30/14 at 10:16 am to
quote:

Thanks for the info. If I accept the check from the insurance company, but then find out that cost will exceed the agreed upon amount, am I screwed?


Did you not read my post from last night?
Posted by wickowick
Head of Island
Member since Dec 2006
45798 posts
Posted on 7/30/14 at 10:17 am to
quote:

I live in an area that probably 50% of all the houses have had problems with leaks in slab.

Here is how it has worked out in every case that I am aware. I have one handy friend that did not even call his insurance company and and made a partial repair for around $1000.

Insurance has only paid for water damage, but amounts have been miniscule. NO ONE I know has been covered for what that adjuster told you (try for remodel of most of the kitchen).

Homes had to be replumbed with that orange flexible piping and that meant going up the walls and ceiling and sheetrock repair involved. Insurance did not cover any of that or sheet rock repair. The least amount I have heard for the plumbing only was $3500 and up depending on number of bathrooms and square footage.

This is Alabama, so may be a different outcome in other states.


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