re: Who is the national market for $80k suv's?

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I think the main issue people ITT are having with you is you've taken the most basic concept of the time-value of money from Finance 101 and are talking down to everybody like you're the smartest guy in the room, while also rationalizing how you blow your cash on horse riding lessons for your little princess...

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Well, I am smarter than quite a few people in this thread, clearly. Alas, I'm not really talking about any of that. My summary a few posts above spells out my reasons for my points in this thread.

And, I don't "rationalize" anything about my spending. I, like everyone else in this thread, spend my discretionary income on things I enjoy or, that my children enjoy. Mine happens to be horses, someone else's might be travel ball, some else's might be hitting the Caribbean every summer. But, we ALL do it. At least, those who have discretionary income.

Sure. I suppose we "should" all use every dollar 100% wisely and never blow it on something we just enjoy, but yeah, that's kinda silly to most. I'm not saying the people who buy the 80K SUV are smart or dumb. I'm saying they're no dumber than 90% of the people in her throwing shade while stretching to buy whatever car they own.