re: Small business advice request: PPP repayment refinance help

No other forgivable expenses. Overhead is very low by design as we are a bit if a seasonal company. Payroll is really our main expense. To be clear, i used this PPP to pay down other, higher interest debt. This was not an additional liability. I had to continue making the loan payments on my equipment and vehicles or I would have had to liquidate them at a loss or default on the ,loans . Now that we are past that, equipment still here, credit intact, I am simply trying to turn that short term debt into a long term debt. I can conventionally refinance it but thought maybe someone was specifically working with these loans as they are federally guaranteed.