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re: Anyone else rethinking voluntary flood insurance?

Posted on 5/18/21 at 1:32 pm to
Posted by CincoTiger
Baton Rouge, LA
Member since Jun 2006
616 posts
Posted on 5/18/21 at 1:32 pm to
I lived for 20 years in Katy, TX in flood zone X. Never even had water in the street. In 2017 Hurricane Harvey dumped 51" of rain on the Houston area. I was still OK. But then the Corp of Engineers decided to release the levees that were upstream of me. The water hit the already overburdened waterways and backwashed a ton of water into my subdivision. I had about 5 feet in my house. And because of my location, the water didn't drain very fast. We were under mandatory evacuation for 10 days. The police and the National Guard were posted to keep us out. By the time we got back in everything was covered in mud and mold. We weren't able to salvage anything.

So I will always have flood insurance even if I live on the top of a mountain.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37219 posts
Posted on 5/18/21 at 1:44 pm to
quote:

But then the Corp of Engineers decided to release the levees that were upstream of me. The water hit the already overburdened waterways and backwashed a ton of water into my subdivision. I had about 5 feet in my house.


I know a lot of people like you, and it sucks. I don't think the Corps had much of a choice... there was significant concern the dam gates were going to blow and then all hell would break loose.
Posted by ItzMe1972
Member since Dec 2013
9851 posts
Posted on 5/18/21 at 1:46 pm to
"But then the Corp of Engineers decided to release the levees that were upstream of me. The water hit the already overburdened waterways and backwashed a ton of water into my subdivision. I had about 5 feet in my house."

Dang, that is terrible. How much did it cost you to repair? Did you have any government programs available?
Posted by Tiger Prawn
Member since Dec 2016
22014 posts
Posted on 5/18/21 at 1:49 pm to
quote:

So I will always have flood insurance even if I live on the top of a mountain.
Smart choice because flood insurance covers mudslides too
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