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re: Anyone else rethinking voluntary flood insurance?
Posted on 5/18/21 at 1:32 pm to dyslexiateechur
Posted on 5/18/21 at 1:32 pm to dyslexiateechur
I lived for 20 years in Katy, TX in flood zone X. Never even had water in the street. In 2017 Hurricane Harvey dumped 51" of rain on the Houston area. I was still OK. But then the Corp of Engineers decided to release the levees that were upstream of me. The water hit the already overburdened waterways and backwashed a ton of water into my subdivision. I had about 5 feet in my house. And because of my location, the water didn't drain very fast. We were under mandatory evacuation for 10 days. The police and the National Guard were posted to keep us out. By the time we got back in everything was covered in mud and mold. We weren't able to salvage anything.
So I will always have flood insurance even if I live on the top of a mountain.
So I will always have flood insurance even if I live on the top of a mountain.
Posted on 5/18/21 at 1:44 pm to CincoTiger
quote:
But then the Corp of Engineers decided to release the levees that were upstream of me. The water hit the already overburdened waterways and backwashed a ton of water into my subdivision. I had about 5 feet in my house.
I know a lot of people like you, and it sucks. I don't think the Corps had much of a choice... there was significant concern the dam gates were going to blow and then all hell would break loose.
Posted on 5/18/21 at 1:46 pm to CincoTiger
"But then the Corp of Engineers decided to release the levees that were upstream of me. The water hit the already overburdened waterways and backwashed a ton of water into my subdivision. I had about 5 feet in my house."
Dang, that is terrible. How much did it cost you to repair? Did you have any government programs available?
Dang, that is terrible. How much did it cost you to repair? Did you have any government programs available?
Posted on 5/18/21 at 1:49 pm to CincoTiger
quote:Smart choice because flood insurance covers mudslides too
So I will always have flood insurance even if I live on the top of a mountain.
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