re: Biden’s Tax Plan and Retirement Prep

Everyone should read the article again.

That isn't Biden's tax plan. The only thing Biden has said is "Equalizing the tax benefits of retirement plans. Current tax benefits for retirement savings provide upper-income families with a significant tax break, while providing a limited benefit for low- and middle-income workers. Biden will equalize benefits across the income scale, so working families also receive substantial tax benefits when they put money away for retirement."

What that article does is speculate using third party suggestions of what that looks like, namely using a tax credit instead of a deduction.

I wouldn't recognize any changes in behavior based on musings about a proposal that would still have to get approved by what looks to a split Congress.