re: People who can't manage finances or spending. How does this happen?

quote:

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I have no clue what I spend a month. I put aside a percentage of my check and just use my debit card.

Rarely check my balance tbh.

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Same here.

And that's definitely not the way to go...but it's also still not hard to tell if you're spending too much even if you don't track your spending. When your checking account gets low or you're dipping into savings to replenish your checking account, you're probably spending too much money.

You should still very easily be able to be financially responsible even if you never track how much you spend, it's really not that hard.