re: Anybody recently refinance student loans?

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We had three kids were in college at once, so a lot. We knew as soon as they graduated that we could help by redirecting what we paid for rent, utilities, car expenses, food, insurance, phone, books, etc towards the loan payment. Those things easily averaged $1500 to $2000 per month. It’s like getting a huge raise for us.

Sallie Mae loans she has range from 2.25% to 8.625%. I will just refinance the high interest rate one, which is almost half of it or $35K. I’d like to help her have them paid sooner than 10 years.

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If she has a substantial amount of debt, I'm not sure I would want to pull the trigger on a refi in the next six months. You're going to feel a certain way if the federal government decides to forgive a chunk right after you do something to make yourself not eligible.