re: Anybody recently refinance student loans?

During this economic climate, may ve best to keep them federally backed given the protections you get, interest protection etc.

With that said if you have non federal loans or just interested to see whats out there, you can look at lendkey or credible(they'll look at multiple banks/companies for you) and see what rates they'll give.

I refinanced in Jan prior to this mess and was at 4.35 fixed for a large balance and 15 yr term. Variable rates and shorter terms were in the mid to high 3s if I recall.