re: just got the call, I was denied term life insurance

quote:

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As a point of fact life insurance carriers have not YET changed their underwriting criteria as a response to Coronavirus.

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I drug my feet, had I moved promptly, this policy would have been written

we are getting a carton today and quitting when it runs out (will save that $450 a month) and use that cash to make sure we don't run out of bourbon and wine...

I'm not worried, we are blessed financially (if I die, she will still make it, but would have to scale back a little)

in fact, the insurance salesman on the initial call was alarmed that I only wanted a 10 yr plan (told him that I'd have a paid for house and cash in the bank in 10 yrs, he seemed confused by that concept)

just enough to pay off house and give her a 2 or 3 yr cushion

my plan is to quit during this pandemic, get a physical in 3 or 4 months and get a non smoker policy with an exam

assuming the Chinese Flu doesn't get me that is...