re: Are any home warranties worthwhile?

No. My house came with one paid in full for the first year of ownership by the previous owner. I used it exactly once for the AC system. I still paid 85$ for them to come out and it took almost a week and half before the tech came out to fix the drainage issue in my system.

Now, the guy they sent out was great and even fixed the venting issue that caused the problem on the drainage. But a regular call out without a warranty would have been around the same price for the same fix and I could have used a contractor of my choice and had it done much sooner.

The plan I had was $600 a year plus an $85 dollar service charge for every call out. When it came time to renew for the second year, I opted out and decided to save that $600 a year.

Most things I can fix myself. Others, I rather pick my own contractor on my terms to do the work and hot AHS's terms. Also think about it, if nothing breaks or goes out during a year, you just pissed away $600 for no reason other than having a warranty.


So you waste $600 a year, you have no say over the quality of work that will be done, you have to pay $85 dollars for a service call out and finally you wait forever before they arrive.

Screw that nonsense. Save the cash and put it into a rainy day account for things to go wrong at your home. Hell, you would be better just opening a savings account for this type of situation. Do that and earn interest at the same time, screw giving money to a home warranty company.