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re: Fixed index annuities

Posted on 6/7/19 at 6:44 pm to
Posted by done dancing
South Louisiana
Member since Apr 2016
63 posts
Posted on 6/7/19 at 6:44 pm to
Went to a "free" meal against my better judgement put on by the rep. Initial pitch/whiteboard info was dead on with my research. Follow uo meeting ended up as a whiteboard rehash of the dinner with no specifics on the actual product I would be buying. When I started asking question, reps demeanor changed and it was obvious that if I wasn't buying they werent giving me any more info. FIA product only even though they claimed to have alternatives, they wouldn't discuss them. The overall feel was they pitch and you buy, no questions no input. Like I said, I knew better going in and it turned out exactly as I expected. Granted, I'm a hard sell and have a lot of questions.
Posted by Janky
Team Primo
Member since Jun 2011
35957 posts
Posted on 6/7/19 at 7:05 pm to
Illustrations aren’t bad. They make it easier to explain the concept if you ask me.
Posted by wasteland
City of peace
Member since Apr 2011
5607 posts
Posted on 6/7/19 at 10:02 pm to
Thanks for answering. From what you describe, I'd be uneasy too. Related questions should all be welcomed by the rep. Its a lot tougher to know their interest and concern with no questions.

How did it end? Were they asking you to commit? Sign something? Asked for another meeting?

Sorry for the questions but I'm always curious about how others operate. It almost always confirms I like my process
Posted by wasteland
City of peace
Member since Apr 2011
5607 posts
Posted on 6/8/19 at 7:33 pm to
Thanks for answering. I always think its crazy how some cannot or willnot answer questions. Usually when I hear only FIAs were pitched the agent doesnt carry anything but an insurance license. Good luck on your research
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