I was recently involved in a car accident where the person behind me ran into the back of me. He was in a big pickup truck and I was in a small car.

I was very sore for two weeks afterward and I still have some slight discomfort in my back and neck. I went to the doctor a couple days after the accident when I started feeling bad and they said it was a neck and back sprain (basically whiplash). Told me to go back if it didn't get better in 5 days.

It didn't get better so I went back for a more thorough examination and they still said it was all muscular and nothing to worry about. That gave me peace of mind to know it wasn't anything serious.

Well now I've accrued upwards of $200 worth of doctor bills that I've paid out of pocket and missed a couple days of work. I've sent the medical claims adjuster copies of my receipts and medical records and gave her the time of day I'm available to talk (my lunch hour).

She has tried calling me three times so far and each time was HOURS outside of the window I told her I'd be available. I understand I can't realistically expect her schedule to mesh with mine but dammit I can't be expected to step out of the office to take her call at odd hours of the day. Especially when my employer doesn't allow personal phone calls except in the rare instance it's a real emergency.

I want my money back. Should I just hand it over to an attorney? I'm sure an attorney would get her attention and would settle this probably with one phone call. I hate to go that route but at this point I'd feel like I would be paying an attorney to basically get it taken care of for me so I don't have to deal with it.

What's y'all's opinion?