re: 30 Year Mortgage Rates - What is Reasonable

Just went through a similar situation in Texas a few months ago. With good credit, I found it amazing how fast rates started dropping once I introduced a second lender into the mix. Depends on the time you have until closing, etc. But definitely go find a mortgage broker or another bank to run parallel and play them off each other a couple times. You'll probably be able to knock 3/8 or 1/2 off that rate and get them to eat some closing costs.